The Old Age Security (OAS) Supplement 2025 continues to serve as a vital financial support program for seniors across Canada, providing a reliable monthly income to eligible elderly residents.
The Department of Social Development administers the program to help seniors manage essential expenses without financial strain.
If you’re turning 65 soon or already eligible, here’s everything you need to know about how to apply for the OAS Supplement, who qualifies, and payment amounts in 2025.
What is the OAS Supplement?
The OAS Supplement is a monthly benefit offered to eligible Canadian seniors aged 65 and over. It’s funded through general tax revenues, not individual contributions, making it a universally accessible pension program for long-term residents.
The payments are adjusted quarterly based on inflation, and as of 2025, the benefits have been increased to help match the rising cost of living.
The amounts vary depending on your age and years of residency in Canada since the age of 18.
OAS Payment Amounts for 2025
Below is the table of estimated monthly OAS payments for 2025:
| Age Group | Monthly Payment (CAD) | Annual Total (CAD) |
|---|---|---|
| 65 to 74 years | $691.00 | $8,292.00 |
| 75 years and older | $760.10 | $9,121.20 |
Recipients living in Canada for 35 to 40 years since turning 18 may be eligible for up to 87.5% of the maximum payment.
Eligibility Criteria for OAS Supplement 2025
To qualify for the OAS Supplement in 2025, applicants must meet the following conditions:
- Be 65 years or older
- Be a legal resident or citizen of Canada
- Have lived in Canada for at least 10 years after age 18
- Canadians living abroad must have been residents of Canada for 20 years or more
- Not already enrolled in another Canadian federal pension program
- Apply prior to their 65th birthday
These conditions ensure that the program targets authentic and deserving Canadian seniors.
How to Apply for the OAS Supplement 2025
Online Application via My Service Canada Account (MSCA)
- Create/Login to MSCA
Visit the official OAS Pension Portal and log in to your My Service Canada Account. - Navigate to OAS Section
Click on the Old Age Security (OAS) program under pension benefits. - Choose Your Start Date
Select when you’d like your payments to begin. - Fill Out the Application Form
Enter your personal details and upload any required documents. - Submit the Form
Submit the application online. A confirmation code will be sent to your MSCA.
Mail-In Application Process
- Download the Application Form
Obtain the official form from the OAS portal. - Fill in the Details
Provide accurate personal and financial information. - Attach Supporting Documents
- Legal residency proof
- T4 slips or income documentation
- Survivor or Allowance application (if applicable)
- Mail the Package
Send the completed form and documents to the appropriate Service Canada office. - Confirmation
You’ll receive a confirmation via email or phone once your application is processed.
The OAS Supplement 2025 offers a crucial financial lifeline to Canada’s senior citizens. With monthly payments up to $760.10, this program helps thousands maintain their independence and financial stability.
By meeting the outlined eligibility criteria and following the correct application steps, seniors can easily access these benefits.
To ensure you don’t miss out, apply before your 65th birthday, maintain accurate documentation, and regularly check updates via the Service Canada portal.
FAQs
What is the minimum age to qualify for the OAS Supplement in 2025?
You must be at least 65 years old to qualify for OAS benefits.
Can I still apply if I live outside Canada?
Yes, as long as you lived in Canada for at least 20 years after age 18, you may still be eligible.
How much can I receive monthly from OAS in 2025?
You may receive up to $760.10 per month, depending on your age and length of Canadian residency.